Financial Planning
& Analysis
The full suite of financial frameworks you need to succeed.
Financial Planning & Analysis
Have you ever heard of the 13 week cash forecast? How about the Adjusted EBITDA report?
Have you ever monitored your budget with Variance Analysis?
Financial Planning & Analysis (FP&A) is an umbrella term that we use to refer to a whole suite of financial frameworks necessary for a business to stabilize itself and grow efficiently.
Whether you’re optimizing liquidity to weather lean months, benchmarking performance across multiple practices, or preparing for mergers and acquisitions, our approach is tailored to the nuances of the dental industry. In a sector where patient care and profitability must coexist, your financial planning will empower you to build the company of your dreams.
We specialize in turning complexity into clarity.
Our Financial Frameworks
It's basically everything that your fractional CFO should be giving, but isn't.
The following Financial Frameworks are included with our FP&A Services.
Consolidating and Consolidated Financial Statements
A combined financial report (Income Statement, Balance Sheet, Cash Flow) from all your locations into one clear view, by month-to-date, quarter-to-date, year-to-date, and trailing twelve months (TTM). This helps you spot trends, make confident decisions, and show lenders or investors a transparent picture of your business.
Free Cash Flow
The most important metric you need to know is your free cash flow. Why? Because it answers the single most important question regarding the health of your business - are you accumulating or are you consuming cash? Once you know the answer to this question, you will know exactly what you need to do next.
Benchmarking & Ranking File
We've all heard the saying, "comparison is the thief of joy". When you're running a group of dental practices, however, comparison becomes the basis of your growth.
Why? Because it identifies the strong and the weak practices and empowers all locations to improve their efficiency and drive organic growth.
DSO Structure & Compliance
Crafting a compliant, sustainable DSO structure requires precision. We'll guide you through the process of building a foundational MSO framework that aligns with regulatory requirements while enabling equity opportunities for your non-clinical partners as well as the implementation of strategic estate-planning tools.
13-Week Cash Flow Forecast
This short-term planning tool gives you visibility to the next 13 weeks of your cash flow, enhancing liquidity management, mitigating risk, and ensuring your operational continuity.
Budget & Variance Analysis
A detailed plan that monitors your financial performance against an annual budget, with the goal of identifying variances and refining your forecasting accuracy. This helps you to quickly spot overspending or opportunities to reallocate funds and keep your business on track.
Loan Covenant Maintenance
Impress your lender every month by monitoring and reporting to them on the status of all your loan covenants. Not only will your bank love you for this, but opportunities to raise additional capital will come more easily.
Adjusted EBITDA
While EBITDA is known as a key part of determining the value of a dental business, it lacks some accuracy. By adding back to EBITDA non-recurring, discretionary, or non-operational expenses, you will have an accurate depiction to assist with the valuation of your business.
12-Month Rolling Forecast
Your dynamic, rolling 12-month financial projection adapts to the latest financial information and operational changes, better preparing you for uncertainties or fluctuations. Unlike traditional annual budgets, which remain static, a rolling forecast is updated each month by adding a new period with validated assumptions.
Pro Forma and Modeling
A pro forma model is a forward-looking financial projection that estimates your future financial performance based on revenue, expenses, and growth assumptions. These models provide a structured approach to creating roadmaps that help you make smarter decisions, better understand your performance, and plan for the future.
5-Year Financial Model
A long-term financial projection that based on validated assumptions, will help you assess the 5-year viability of your strategy and growth plan. This model plays a critical role in the value of your business if you plan to sell it.
KPIs
KPIs are measurable data points that will help you create accountability and improve performance in finance, operations, patient experience and retention, compliance, risk management, and growth.
DSO Platform Development
We'll help build out a plan to profitably implement and scale all non-clinical services without sacrificing support provided to the dentists.
Growth Capital Raise
Balancing growth and the capital required to drive it requires significant discipline and market awareness. This framework will support your efforts to raise the capital you need to grow.
Preparation to sell a dental practice or DSO
To optimize your enterprise value, you'll need to employ a number of the financial frameworks, along with: financial preparation and valuation, optimization of operations for a smooth transition, legal and compliance readiness, patient and market positioning, and development of the exit and transition plan.
Comprehensive DSO Analysis
This comprehensive analysis of your DSO will pinpoint inefficiencies, redundancies, and untapped opportunities in all non-clinical functions offered by your DSO to the supported practices.
You'll get access to a clear, actionable roadmap highlighting what’s driving value and where improvements can take shape to streamline operations, reduce expenses, and strengthen profitability.
Financial Close Checklist
The Financial Close Checklist turns month-end chaos into clarity, guiding your team to accurately close the books by the 15th of the following month. It systematizes revenue tracking, account reconciliations, and compliance checks to eliminate errors and ensure audit-ready financials. The outcome? Timely insights, stronger cash flow oversight, and a stress-free foundation for strategic decisions in your business.
Discover a Better Path to Profitability
Missing or ignoring the financial insights, like everything mentioned above will be detrimental to your DSO's financial and operational health. The FP&A frameworks above leave no financial stone unturned to ensure you are building the best business possible.
Our team has decades of experience employing and leveraging all of these financial frameworks for more than 200 Dental locations across the United States. Let us turn your complexity into the clarity you need to optimize your business.
