Financial Planning
& Analysis
The full suite of financial frameworks you need to succeed.
Financial Planning & Analysis
Ever heard of the 13 week cash forecast? The Adjusted EBITDA report?
Have you ever built a budget with Variance Analysis?
Financial Planning & Analysis (FP&A) is an umbrella term that we use to refer to a whole suite of financial frameworks necessary for a business to run smoothly.
We specialize in turning complexity into clarity. Whether you’re optimizing cash reserves to weather lean months, benchmarking performance across multiple practices, or preparing for mergers and acquisitions, our approach is tailored to the your industry’s nuances. In a sector where patient care and profitability must coexist, your financial planning shouldn’t be generic.
Our Financial Frameworks
It's basically everything that your fractional CFO should be giving, but isn't.
The following Financial Frameworks are all included within our FP&A Services.
Consolidating and Consolidated Financial Statements
A combined financial report (Income Statement, Balance Sheet, Cash Flow) from all your locations into one clear view, by month-to-date, quarter-to-date, year-to-date, and trailing twelve months (TTM). This helps you spot trends, make confident decisions, and show lenders or investors a transparent picture of your business.
Free Cash Flow
This report reflects your cash from operations minus capital expenditures. This metric directly measures if your business is consuming or accumulating cash, which is the most important metric you need to know.
Benchmarking & Ranking File
We'll provide you with a comparative performance report across all your locations, with the goal to identify top performers and areas for improvement. By fostering competition and sharing best practices among your locations, this tool helps drive organic growth, operational efficiency, and accountability within your organization.
DSO Structure & Compliance
Crafting a compliant, sustainable DSO structure requires precision. We'll guide you through the process of building a foundational MSO framework that aligns with regulatory requirements while enabling equity opportunities for your non-clinical partners as well as the implementation of strategic estate-planning tools.
13-Week Cash Flow Forecast
This is a short-term planning tool that allows you to exactly pinpoint your cash position, forecasting cash surpluses or shortfalls with a 13-week projection of inflows and outflows. This enhances liquidity management, mitigates risk, and ensures your operational continuity.
Budget & Variance Analysis
A detailed plan that monitors your financial performance against an annual budget, with the goal of identifying variances and refining your forecasting accuracy. This helps you to quickly spot overspending or opportunities to reallocate funds and keep your business on target.
Loan Covenant Maintenance
Proactively monitor and manage your compliance with loan covenants to avoid defaults, penalties, or strained relationships. Stay on top of loan requirements to avoid penalties or losing access to funding. This advanced planning help ensure covenant compliance throughout the duration of the lender relationship.
Adjusted EBITDA
Adjusted EBITDA provides a more accurate picture of your actual performance by subtracting non-recurring, discretionary, or non-operational expenses from EBITDA. This metric enables objective comparisons between locations and other dental groups more objectively.
12-Month Rolling Forecast
This dynamic, rolling 12-month financial projection of your economic performance adapts the latest financial data and operational changes, better preparing you for uncertainties or fluctuations. Unlike traditional annual budgets, which remain static, a rolling forecast is updated each month by adding a new period.
Pro Forma and Modeling Projects
A pro forma model is a forward-looking financial projection that estimates your future financial performance based on revenue, expenses, and growth assumptions. These models provide a structured approach to creating roadmaps that help you make smarter decisions about your business’s future.
5-Year Financial Model
A long-term financial projection that forecasts your business's economic performance over the next 5 years, allowing you to build a clearer picture of your growth, profitability, and economic stability. This integrates key financial statements, such as income statements, balance sheets, and cash flow statements providing clarity for lenders, investors, and potential buyers.
KPIs
KPIs help you track measurable financial, operational, and patient-centric metrics to align teams, improve profitability, and drive growth across your business. This can include KPIs in the following categories: financial, operational efficiency, patient experience and retention, growth and scalability, compliance & risk management.
DSO Platform Development
After an in-depth review of your DSO on the efficacy and cost structure of all non-clinical functions, we'll build out a plan to scale the non-clinical services that you provide. This will highlight strengths and actionable steps for improvement across support functions while maintaining and increasing margins, essential for sustainable growth.
Capital Raise
Strategically deployed for growth and other initiatives, we'll help you develop a plan to raise equity, debt, or some combination of both. We'll guide you in leveraging all financial frameworks to negotiate optimal deals that are fully aligned with your business objectives.
Preparation to sell a dental practice or DSO
The sale of your dental practice or DSO is an intricate process requiring a multifaceted approach. To optimize your enterprise value, we'll employ a number of our key frameworks, including the following, to get you the best results possible:
Financial preparation and valuation
Optimization of operations for a smooth transition
Legal and Compliance Readiness
Patient and Market Positioning
Develop a firm exit and transition plan
By aligning these elements, we safeguard your practice’s legacy, execute seamless transitions, and embed frameworks for future growth.
Comprehensive DSO Analysis
This comprehensive analysis of your DSO will pinpoint inefficiencies, redundancies, and untapped opportunities in all non-clinical functions offered by your DSO to the supported practices.
You'll get access to a clear, actionable roadmap highlighting what’s driving value and where improvements can take shape to streamline operations, reduce expenses, and strengthen profitability.
Discover a Better Path to Profitability
Missing critical financial insights like cash forecasts, variance analysis, and more, can be detrimental to your DSO's health. Our FP&A frameworks fill the gaps left by traditional fractional CFOs, equipping you with the tools to drive smarter decisions and sustainable growth. Let’s turn complexity into clarity today.
